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The following is a list of those items you may need to have available in order to apply online or over the phone.
Borrower Information
Address and telephone numbers of each borrower
Previous address if less than two years at current address
Social Security number of applicant(s)
Value of assets including cars, stocks, and real estate
Employment/Income
Name and address of employer(s) for the past two years
Pay stub(s) for the last 30 days showing year-to-date and current period earnings. If you have additional income, you may need documentation for accuracy
Bank Accounts / Investments
Checking and savings account statements for the past two or three months
Most recent brokerage account statement for the past three months, or copies of stock certificates and/or savings bonds
Copy of current thrift plan or retirement benefits statement (including IRAs and Keoghs)
Creditors
Credit Cards, loans, and current mortgages:
Name and address of creditor, account number, monthly payment, and outstanding balance.
Purchases
Copy of the sales contract and all addenda
Fees
Please have a credit card or check ready for the application fee. This fee will be applied toward the processing of your loan application. The amount of this fee and whether or not it is charged varies by region.
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